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Auto Theft Auto and Truck Financing
A typical scenario is that an individual who is shopping for either a new or used car or truck goes to a local dealer, finds the vehicle he or she desires, and then just signs on the dotted line of a finance agreement provided and recommended by the car dealership. Back up the truck! The odds are that the buyer is not getting the best or the cheapest loan available.
It is a pretty good bet that the dealership is going to get a "referral fee" when you finance your car or truck through their recommended lender. Want to guess who ends up paying that referral fee? Now, this isn't always the case. Some of the best loans are offered through some dealerships, but that isn't always true, and you need to know which is which before you sign your name.
Comparison shopping includes shopping for loans -- all kinds of loans. You do not have to take the loan that is recommended by a seller of anything…ever. You always have the right to arrange your own financing. It is easy, in the heat and excitement of the moment when you are buying a car or truck, just to take what is offered; but you do need to remember that the man or woman who has just sold you the car or truck of your dreams is first and foremost a salesperson. Their objective is to sell to you. First they sell the vehicle, and then they sell the financing for that vehicle.
The best advice is this: Before you go shopping for that car or truck, arrange the best loan that you can find for yourself. Until you sign your name on a dotted line, you are not obligated to take any loan so if the car dealership makes you a better offer, you can still take that deal.
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| Car and Truck Paint Care Car and Truck Auctions
The definition of an "auction," according to the dictionary, is: "A public sale in which property or items of merchandise are sold to the highest bidder." All car and truck auctions are not public auctions, however. Some car and truck auctions are limited to dealers, but there are public auctions held in which cars and trucks are sold to the highest bidder.
If you are considering bidding on and, hopefully, buying a car or truck at a public auction, there are some things that you need to know. The first and most important thing to remember is that you are going to be on your own. There is no safety net. When you buy a car or truck at auction, that car or truck, and any problems, belong to you.
So, BEFORE you buy, it is of the utmost importance that you run a check on the history of the vehicle in which you are interested. The only information that you need to run a check on any car or truck history is the VIN (Vehicle Identification Number). You can find out everything that has happened to that car or truck since it was originally sold as a new vehicle, and you need this information in order to help you determine how much you are willing to pay for the vehicle, or even whether you want the vehicle.
And AFTER you buy a vehicle through a public auction, it is important that you purchase a used car extended warranty insurance policy. There are good used car extended warranties, and then there are used car extended warranties that are real ripoffs or outright scams.
Don't cross your fingers and hope for the best when you are buying a car or truck through a public auction. Do your homework! |
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Air Bags-The Difference between Life and Death DUI-The Crime and the Punishment
Each state has its own laws regarding punishment for the crime of driving under the influence, but thanks to MADD (Mothers Against Drunk Driving), there is now a federal law that says that the legal blood alcohol limit is BAC .08 (it was BAC .10).
MADD was originally against promoting a designated driver because the organization felt that it would encourage those who were not designated drivers to drink more, but they did change their position. A designated driver is a plan that does work.
When a group of people are out partying and having fun, nobody is likely to be considering what the law against driving from point A to point B is after several drinks have been consumed. So the idea of having a designated driver appointed before the party begins, when everybody is clear-headed and sober, really is a good idea.
There are many complaints and discussions about the punishment for the crime of driving under the influence of drugs or alcohol. Most of those complaints center on the fact that judges are given a great deal of leeway in setting punishment. One judge might only levy community service for an instance of drunk driving, while another might set jail time, fines, and permanent loss of a driver's license for the same crime. Those who get the harsher sentences are the ones who complain.
There isn't much doubt that punishment guidelines need to be set for judges to adhere to for the crime of driving under the influence. I believe that those guidelines will be legislated in the near future -- not in all states, but in many.
However, no matter how harsh or light the punishment is for driving under the influence, it is still a crime. Accidents happen. People are killed or seriously injured. The best answer is simply not to drive under the influence.
Related Topics: Buying Car and Truck Parts Online,
Antique and Classic Car Clubs, Fuel Saving Tips
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